Insurance companies protect profits, not injured people. They delay authorizations, question treatment necessity, and pressure victims into recorded statements that damage claims. St. Louis personal injury lawyers intervene immediately to protect your rights.

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Immediate Evidence Preservation

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We contact St. Louis Metropolitan Police for reports, reach businesses for surveillance footage, and hire reconstructionists when needed. For truck crashes, spoliation letters to carriers preserve electronic data, maintenance logs, and driver files before deletion. Construction site accidents require OSHA reports and safety violations documentation.

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Medical Documentation Coordination

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When appropriate, we may identify medical providers who accept lien arrangements, allowing treatment while deferring payment until case resolution. These arrangements create financial obligations that reduce net recovery. 

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Our team monitors treatment at facilities like St. Luke's Hospital and The Rehabilitation Institute of St. Louis, requests specialist referrals when symptoms suggest serious injuries, and compiles records showing emergency visits, surgeries, therapy, and ongoing care needs.

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Economic Loss Calculation

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Lost wages extend beyond missed paychecks. We document reduced earning capacity for Boeing engineers who can't return to precision work, union laborers facing permanent restrictions, and service workers unable to stand full shifts. Life-care plans project future medical expenses, home modifications, and long-term care for catastrophic injuries.

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Strategic Negotiation and Trial Readiness

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Most cases settle, but insurers negotiate fairly only when they know we’re fully prepared to go to trial. We file suit when necessary, depose witnesses at Clayton courthouse, retain medical experts from Washington University, and present evidence clearly to St. Louis juries familiar with local conditions.